Home » How to Buy a Car with Bad (Subprime) Credit (Former Dealer Explains) finance a car with bad credit

How to Buy a Car with Bad (Subprime) Credit (Former Dealer Explains) finance a car with bad credit

by GOTOmusic



मुफ़्त ब्राउज़र एक्सटेंशन! विशेषज्ञों की आपकी ऑटो एडवोकेट टीम से बातचीत के टिप्स, पैसे बचाने के गुर और कार खरीदने की सलाह: नया पॉडकास्ट: रे और ज़ैच के साथ जुड़े रहें: और आज रे और ज़ैच चर्चा करें कि आपको क्या जानने की ज़रूरत है अगर आप एक कार खरीदने की योजना बना रहे हैं महान क्रेडिट नहीं। खराब क्रेडिट के साथ एक ऑटोमोबाइल खरीदना आसान नहीं है, और रे आपको सबप्राइम क्रेडिट के साथ कार लोन सुरक्षित करने के लिए आपको जो कुछ जानने की आवश्यकता है, उसके बारे में बताता है। अगर आपको यह वीडियो पसंद आए तो कृपया हमें नीचे कमेंट में बताएं! 0:00 परिचय 1:22 “बैड” क्रेडिट क्या है 2:03 कैश डाउन 3:15 MSRP के प्रतिशत के रूप में लोन 4:20 कृपया हर डीलर से खरीदारी न करें 4:50 पे स्टब्स के साथ आएं 6:10 यूटिलिटी बिल और पट्टा समझौते 6:30 संदर्भ 8:15 क्रेडिट यूनियन

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How to Buy a Car with Bad (Subprime) Credit (Former Dealer Explains)

How to Buy a Car with Bad (Subprime) Credit (Former Dealer Explains)

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How to Buy a Car with Bad (Subprime) Credit (Former Dealer Explains)
finance a car with bad credit
आप यहां बहुत सारी उपयोगी जानकारी देख सकते हैं: यहाँ और देखें
आप यहां बहुत सारी उपयोगी जानकारी देख सकते हैं: यहाँ और देखें

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46 comments

sunny 04/12/2021 - 9:04 Chiều

I have 2 part time jobs combined total over 2100 a month with 675 credit score. Would it be hard to get a 14.9k car with 1500 down

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CAUTO 04/12/2021 - 9:04 Chiều

I have seen your videos on youtube and I have a business deal. I am sure we can work together, if you can provide me with your phone number and time to have business call with our ceo. thanks chat soon

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magic carp 04/12/2021 - 9:04 Chiều

How do I buy a car with no money?

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r1oot 04/12/2021 - 9:04 Chiều

Fuck that shit. Instead of going through all of that BS, I'd rather pay cash and drive a POS car out of the dealer lot with the wheels falling off then to deal with the financial assholes who will destroy you when your life turns into shit (job loss, natural disaster, etc) . Cash is king.

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F165 04/12/2021 - 9:04 Chiều

I was amazed I was able to buy a new 2016 $40,000 F150 with $0 down. I had 75 months @ 2.09%.

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Gwin Willis 04/12/2021 - 9:04 Chiều

Hooray for credit unions. They really do a good service in the community.

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Gwin Willis 04/12/2021 - 9:04 Chiều

When Zach was getting approved for a home mortgage, he suffered from what is called "thin file syndrome" Because he did not have a long track record of on time repayment of debt, the bank issuing the mortgage did not have much data on which to base their decision.
Beware of "thin file" syndrome.

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M L Knotts 04/12/2021 - 9:04 Chiều

Lmao honey

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Spiritual Aries 04/12/2021 - 9:04 Chiều

Why would a vin number not be in the windshield where it is suppose to be on a car lot many cars I seen this way on a new lot.

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1.2M views 04/12/2021 - 9:04 Chiều

Hi guys love the videos!! I’d like to ask how would I know if the “ Buy Here Pay Here” dealership reports to all 3 credit bureaus? Thanks 🙏

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david james 04/12/2021 - 9:04 Chiều

Ok I got a car from carmax had a lot of electrical issues , within one year lost my job and voluntarily surrendered car , was on unemployment for 9 months. It has been 3 years now , my uncle gave me his truck as long as I made the payments. So when I got new job I took over the payments. So I have 3 years of payment history from my checking account and a good amount of cash for money down. Will I be able to get a car loan ?

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AlexOnGame 04/12/2021 - 9:04 Chiều

So if you looking at a $6k car would you putting down $1k is good enough or should you go in with $2k

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Brian Reardon 04/12/2021 - 9:04 Chiều

But your good looking! and that bumps your credit up! Lol

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Lacey Mulford 04/12/2021 - 9:04 Chiều

If you don't have pay stubs, (self employed) can i showing bank deposits ?

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Dominik Reitberger 04/12/2021 - 9:04 Chiều

Never EVER PUT MONEY DOWN. IF you have good credit tell them to kick rocks. This is all profit for them, thats why they always push money down. Just get a good APR and Monthly payment regardless. Dont let them scam you into downpaying thousands of dollars when you can invest that money elsewhere and make it work for you.

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Aliceandcat 04/12/2021 - 9:04 Chiều

Even if you get your car loan approved, the car insurance will make sure they fleece you on the insurance cost from having bad credit. Just get something you can pay in cash. That way you can customized your car insurance to something you can afford.

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Brianna Bombshell 04/12/2021 - 9:04 Chiều

Jeez 550??! Now that’s a low credit score

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Mark Mangus 04/12/2021 - 9:04 Chiều

I was an F&I manager in a Mercedes dealership back when they were still tied to Chrysler in the early 2000's. Back then, Chrysler Credit would finance anyone. We had dreggs coming in with 520 scores and driving out in a new Mercedes with a 7-year balloon payment loan!

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Ana Marie R 04/12/2021 - 9:04 Chiều

I don't have a job right now but do have enough money saved up to buy cash but i want lease so obviously i want to not put money down…. What's the best option for me?

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Clayton Grant 04/12/2021 - 9:04 Chiều

The amount of references is on the older side information wise. Usually one or two with just a phone number is good enough.

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J. Williams 04/12/2021 - 9:04 Chiều

Nice watch..

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Helena Cherry 04/12/2021 - 9:04 Chiều

CLONE__.281 on Instagram is a pro✅.

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PoloChris 04/12/2021 - 9:04 Chiều

I’ll save a lot of people time. The answer is you DONT buy a car with poor credit. Guaranteed you’ll be in a worse financial position than you started.

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keishito 04/12/2021 - 9:04 Chiều

What would be my situation? I have bad credit and not able to make big money down. I own a grand caravan 2010 150k miles, but it’s giving me too many mechanical problems, and doesn’t even have AC, they told me at the mechanic to repair the AC it’s $3500, which obviously is a No. I need the car for work, and I need the AC to work as well. Could I get a loan or finance a car? I’d like a not too old car that gives mechanical problems or brand new that is super expensive. 2013+ would be good and good gas mileage would allow me to have less expenses.

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bxthorn 04/12/2021 - 9:04 Chiều

is unemployment considered as a job💁‍♂️

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Jared Flores 04/12/2021 - 9:04 Chiều

Does opening a credit account with a credit union make you a member? And if so will they lend you money even tho you have a different bank account?

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lovablelibra 04/12/2021 - 9:04 Chiều

I absolutely love you guys

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MoneyOverFame 04/12/2021 - 9:04 Chiều

great video, awesome information.

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King Nate 04/12/2021 - 9:04 Chiều

Thank you!

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Don Baxley 04/12/2021 - 9:04 Chiều

Watch the interest they want. A $13,000 car may in the end cost you $32,000! Seen that.

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Victoria Gray 04/12/2021 - 9:04 Chiều

4:50 I don't yet have pay stubs since I am starting a new position but need a car to commute. May I use my previous job's pay stubs? Thanks!

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A Ortiz 04/12/2021 - 9:04 Chiều

What if your self employed? Bank statements work as proof of income?

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James Odell 04/12/2021 - 9:04 Chiều

I would think that some might want a cosigner, but one should NEVER cosign a loan for someone else. I have stressed the importance of paying your bills on time and all three have great credit score. The two in college might charge their gas and come home and go on line and pay it the same day. Also we all have our credit cards set up to take the money out of the bank if any of us forget.
A great hack is when a parent has a great credit score they can make their children authorized user and that will help their score. My youngest hit 800 before he was 20.
What is the lowest credit score you have ever seen?

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Christopher Britton 04/12/2021 - 9:04 Chiều

Great video. I'm looking forward to building my credit and my reputation! Thanks!

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jose Rodriguez 04/12/2021 - 9:04 Chiều

I have a charge off bc i got a car repo when the pandemic started ….my credit dropped to 500 i worked on my credit and picked it up to 645 will i be able to get another car ? Its been a year since the repo

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Robin Campbell 04/12/2021 - 9:04 Chiều

If you get a car with bad credit
Your payment will be so high that I would efford it

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Zeng Vang 04/12/2021 - 9:04 Chiều

So if I wanted to buy a car thats $35,000 and I put down 25%, would I be able to get that car?

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Ireland 1968 04/12/2021 - 9:04 Chiều

These bastard dealers will sell a car to your dog problem solved

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vladchan 04/12/2021 - 9:04 Chiều

Is that a brand new Rolex Daytona?

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KP HVAC 04/12/2021 - 9:04 Chiều

Back in 2013 I purchased a certified used 2010 Honda Accord with a 550 credit score. My income was good and I put $5,000 down on a $22,000 car. That was the out the door price. I got a 7% or 8% interest rate. Having over 20% down was the saving grace that got me the car at a reasonable rate. I still have my Honda Accord now and it has over 150,000 miles and still runs great. My advice, buy a 3 year old Honda or Toyota and put as much down as you can. Pay it off early and enjoy it for 10 to 15 years.

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Evan Windom 04/12/2021 - 9:04 Chiều

They should be asking why people with bad credit want to get a car loan. It's not a good idea. It creates the risk of only making things worse.

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Linda Collins 04/12/2021 - 9:04 Chiều

I was finding it so difficult to buy a car on credit cause my credit scores was so low and @exceptional_tools on lG help me out and he fixed my scores and I got a car on credit I’m so great full thanks so much I recommend him you should try him you would get a car on credit

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Amanda porter 04/12/2021 - 9:04 Chiều

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Andrea 04/12/2021 - 9:04 Chiều

Ha ha I just put 3000 down on 8990 SUV, but I have 740 credit (until the hard pull and loan shown up!)

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Rio Graul 04/12/2021 - 9:04 Chiều

Thanks

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AISHA NuSoul 04/12/2021 - 9:04 Chiều

U guys are SO cute

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